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Housing

The CASEWV Housing program provides safe and affordable housing options through our affordable rental properties, by packaging USDA Rural Development Direct mortgage loans and Home Repair loans and grants, and our Onsite Septic Loan Program repair loans. The Housing program is always looking for new ways to provide affordable housing units or make affordable improvements or repairs to your home.

 
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Rental Property

CASEWV has affordable rental property in Bluefield and Princeton. 

The Alice Kennedy Center is a high rise building in downtown Bluefield which consists of 2 bedroom units, with water, sewer, and garbage collection included in rent.

WestBridge Gardens is located on Highland Ave., Bluefield and consists of four 2-bedroom units and five 3-bedroom units. Only garbage collection is included in the rent. 

Austin St. is located in Princeton and consists of four 4-bedroom units. Only garbage collection is included in the rent.

South Ave. is also located in Princeton and consists of two fully handicapped/wheelchair accessible units. Only garbage collection is included in the rent. . 

Rental Housing Eligibility Requirements

o   Cannot exceed income limits. Income limits vary, depending on location.

o   Have acceptable rent references

o   Must be able to pass a criminal background check

o   Must either have income sufficient to pay rent and required utilities or have a ‘HUD’ voucher to subsidize rent.

o   Some units are handicap accessible

o   Please call for additional requirements

Call 304-323-1153

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Loan and Mortgage Packaging

CASEWV is now packaging USDA Rural Development 502 Direct Mortgage loans and 504 Home Repair loans and grants. As a loan packager, CASEWV collects all the necessary documentation to be considered for the specific loan product and submits it to the Rural Development office or Packager Intermediary. By working with CASEWV, instead of directly with the local Rural Development office, you’ll be provided with a more hands on experience. CASEWV can help you understand the complex requirements and processes necessary in becoming a homeowner or obtaining funds to make repairs to the home you own.

o 502 Direct Mortgage loans are available to income eligible families and individuals who also meet the credit and current housing requirements.

o 504 Home repair loans are available to income and credit eligible homeowners. There is no age limit to apply for home repair funds. If you’re a homeowner who’s 62 or older, you may also apply for grant funds to make home repairs. In most cases there will always be a minimum $1000 loan. This loan usually does not require a lien on the property, however, if the need for repairs is extensive and costly, a lien may be required.

At this time, the Housing Program is not packaging loan applications for Home Mortgage and Home Repair Programs. If you’re in need of home repair, or interested in buying a home, please contact the the local USDA Rural Development office at 681-220-5766.

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Septic Repair Loan

The Onsite Septic Loan Program loan is available to homeowners who need a failing septic system repaired or replaced. This loan will also pay to have your home connected to public sewer systems, if that option is available. 

This loan is not available for new construction homes, or for rental property. If you are purchasing your home through a 'rent to own' contract, you may be eligible. 

The work must be completed by a licensed septic installer. 

There are no income limits for this program. 

Eligibility Requirements

o   Must own the land or have a minimum 11-year land lease

o   Can be used to replace a failing system or connect to public sewer

o   Cannot be used to install new systems for new construction projects

o   Work must be completed by a licensed contractor with a valid septic installation license

o   No income limitations apply

o   Does not require a lien on the property

o   Please call for additional requirements

At this time, the Housing Program is not taking applications for the Septic Repair Loan. If you’re in need of a septic repair loan, please contact WV Housing Development Fund at 800-933-9843.

 

Home Repair Loan Guidelines

o   Must own the land

o   If homeowner is 62 or older, they can apply for a grant/loan combination

o   Income limits apply

o   Normally does not require a lien on the property

o   CASEWV ‘packages’ this loan for USDA Rural Development and there is a fee for us to do so. This is not an out-of-pocket expense (it can be borrowed as part of the loan)

o   Credit history is considered, but credit explanations are permitted. This does not, however, guarantee approval. Please allow us to discuss the credit requirements with you.

o   The most typical repair type is roof replacement

Please call for additional requirements

Contact CASEWV Housing

 

Rental Manager

(304)323-1153

Septic Repair, Home Repair and Mortgage Loans

(681)282-5553